We offer three types of motor vehicle insurance each offering a level of cover designed to suit your needs.

Car Insurance

Comprehensive car insurance

Our comprehensive car insurance covers you for the loss or damage to your own vehicle, as well as for damage you may cause to another person's property. For those seeking the maximum protection, our comprehensive car insurance offers a range of features including: 

  • Rating Protection
  • No fault no excess
  • 14 day hire car (if vehicle is stolen)
  • Legal Liability up to $20 million

You can also select the level of policy excess that best suits you.

 

To obtain a quote for comprehensive car insurance call 1800 729 513 or request a quote online. 

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Ansvar Insurance comprehensive car insurance features

 

Policy Features

 

Cover for Accidental loss & damage including theft

Yes

Cover for legal costs and expenses

Yes

Hire Car for 14 days if vehicle stolen

Yes, benefit provided until the car has been recovered damaged or vehicle is repaired whichever occurs first. If vehicle is stolen and recovered but a write off you can keep the hire car for the full 14 days or until we pay you whichever occurs first.

Legal Liability cover on the substitute vehicle

Yes

Market Value cover

Yes

Tools and Accessories

Covers damage to or theft of tools that are standard equipment for your vehicle or accessories that are attached to your vehicle.

Personal Effects Cover

Yes, up to $500 if as the result of a claim to your vehicle, there is loss or damage to your clothing and personal effects in your vehicle.

Emergency Expenses Allowance

Up to $500 if you become stranded more than 100km from your usual place of residence as a result of an event which becomes a claim under the policy.

Rekeying and keys, Recoding of locks

Up to $1,000

Baby Capsule

Yes, up to $200 if your baby capsule or child's restraint seat is stolen or damaged in an accident while in your vehicle.

Rating One Protection

Rating One Protection is provided at no additional cost. Your "rating one no claim" bonus is preserved after any claim even if the damage is your fault.

Replacement new vehicle after a write off

New vehicle provided if your vehicle is damaged beyond economic repair within one year of the vehicle being first registered.

Same no claim bonus transferred

Yes, current No Claim Bonus discount is transferable from the previous Insurer.

Third Party Liability $20million

Yes, with legal costs covered in addition to the Third Party limit.

Towing

Yes, reasonable costs of towing your vehicle to the nearest repairer or place of safety.

Trailers and Caravans

Yes, up to $350 for damage to or loss of a caravan attached to your vehicle at the time of theft or accident.

 

Third party fire and theft car insurance

Although you might think that your car is not worth insuring under our Comprehensive cover, it's important to remember the damage that your vehicle can cause to someone else's property.

 

Our Third Party, Fire & Theft policy not only protects you against claims for damage that your car causes to another person's vehicle or property, you are also covered for damage to your car caused by fire or theft.

 

In selecting this insurance you automatically obtain cover for damage to your vehicle of up to $4,000 where you can identify the person responsible for the damage and that the person is uninsured.

 

To obtain a quote for third party car insurance or fire and theft car insurance call 1800 729 513 or request a quote online. 

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Third party only

Like our Third Party, Fire & Theft policy this cover protects you against claims for damage that your car causes to another person's vehicle or property. The Limit of Liability provided by this insurance is limited to $20 million.

 

To obtain a quote for third party car insurance call 1800 729 513 or request a quote online. 

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