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House & Contents insurance
HomeCover MaxiCover

Your Contents Sum Insured

This guide will help you calculate the sum insured for your contents. Make sure you use today’s value, as our policy covers all of your contents at replacement value without any depreciation allowance and without any age limit.

Lounge and Dining Room

curtains/blinds  
cabinets & cupboards  
carpets  
china  
clocks  
lamps  
fans (free standing)  
heaters (free standing)  
mirrors  
sound equipment
(e.g., record/CD)
 
television and video  
furnishings  
pictures  
glassware  
cutlery  
Subtotal  

Kitchen / Family Room

furnishings  
crockery  
cutlery  
clocks  
radio  
electrical appliances  
cooking utensils  
other kitchen utensils  
curtains/blinds  
glassware  
food  
refrigerator  
freezer  
dishwasher  
Subtotal  

Main Bedroom

bedding  
beds  
furnishings  
clocks  
curtains/blinds  
heater  
lamps  
mirrors  
pictures  
clothing  
personal effects  
carpets  
Subtotal  

Other Bedrooms

bedding  
beds  
furnishings  
clocks  
curtains/blinds  
heater  
lamps  
mirrors  
pictures  
clothing  
personal effects  
carpets  
books  
toys  
Subtotal  

Hallways

linen  
rugs  
Subtotal  

Study

desk  
chairs  
filing cabinets  
computer equipment  
other equipment  
stationery  
books  
Subtotal  

Bathroom

cosmetics  
toiletries  
medicines  
scales  
towels  
curtains/blinds  
Subtotal  

Laundry

washing machine  
dryer  
polisher  
vacuum cleaner  
ironing equipment  
Subtotal  

Garage

tools  
mower  
trimmer  
edger  
accessories for car,boat, trailer
(unattached to vehicle or boat)
 
Subtotal  

Outdoor

garden/patio furniture  
hoses and garden  
equipment  
portable barbecue  
above ground pool and equipment  
Subtotal  

Miscellaneous

ornaments special valuables
(e.g., jewellery, furs, antiques, gold & silver articles, persian carpets, stamp, medal, and coin collections)
 
bicycles  
golf clubs  
other sporting & fitness equipment  
pet care equipment  
Subtotal  

This is your Contents Sum Insured

Estimate your building sum insured with our Home Building Calculator

To download a copy of the calculators click here