Ansvar Insurance's comprehensive car insurance covers you for the loss or damage to your own vehicle, as well as for damage you may cause to another person's property. For those seeking the maximum protection, our comprehensive car insurance offers a range of features including:

• Rating Protection
• No fault no excess
• 14 day hire car
• Legal Liability up to $20 million

You can also select the level of policy excess that best suits you.

To obtain a quote for Comprehensive Motor Vehicle insurance call 1300 650 540.

Please click here to download a copy of the new Ansvar Insurance Comprehensive Motor Vehicle Insurance Product Disclosure Statement which applies for new policies and renewals from 1st February 2006.

To download a copy of the Motor Vehicle proposal form click here .

Ansvar Insurance Comprehensive Motor Policy Features

Policy Features
Cover for Accidental loss & damage including theft	Yes
Cover for legal costs and expenses	Yes
Hire Car for 14 days if vehicle stolen	Yes, benefit provided until the car has been recovered damaged or vehicle is repaired whichever occurs first. If vehicle is stolen and recovered but a write off you can keep the hire car for the full 14 days or until we pay you whichever occurs first.
Legal Liability cover on the substitute vehicle	Yes
Market Value cover	Yes
Tools and Accessories	Covers damage to or theft of tools that are standard equipment for your vehicle or accessories that are attached to your vehicle.
Personal Effects Cover	Yes, up to $500 if as the result of a claim to your vehicle, there is loss or damage to your clothing and personal effects in your vehicle.
Emergency Expenses Allowance	Up to $500 if you become stranded more than 100km from your usual place of residence as a result of an event which becomes a claim under the policy.
Rekeying and keys, Recoding of locks	Up to $1,000
Baby Capsule	Yes, up to $200 if your baby capsule or child's restraint seat is stolen or damaged in an accident while in your vehicle.
Rating One Protection	Rating One Protection is provided at no additional cost. Your "rating one no claim" bonus is preserved after any claim even if the damage is your fault.
Replacement new vehicle after a write off	New vehicle provided if your vehicle is damaged beyond economic repair within one year of the vehicle being first registered.
Same no claim bonus transferred	Yes, current No Claim Bonus discount is transferable from the previous Insurer.
Third Party Liability $20million	Yes, with legal costs covered in addition to the Third Party limit.
Towing	Yes, reasonable costs of towing your vehicle to the nearest repairer or place of safety.
Trailers and Caravans	Yes, up to $350 for damage to or loss of a caravan attached to your vehicle at the time of theft or accident.